If you drive a car in Georgia, state laws require you to maintain active auto insurance coverage. Many Georgia drivers have questions about their auto insurance policies and what happens in certain situations. If you live near Commerce, GA, our team at Commerce Insurance Agency is here to help answer your questions. We’ve been assisting clients like you since 2009.
Understanding Lapses in Insurance Coverage
When you purchase auto insurance, it’s essential to keep your policy active. But what happens if there’s a lapse in coverage? According to the Georgia Department of Revenue, a lapse occurs if there are more than ten days between the end date of your previous policy and the start date of a new policy. A lapse can also occur if your auto insurance expires and the state does not receive notification of a new policy within 30 days of the old policy’s closure.
However, there will be no lapse in coverage if the last day of your previous policy aligns with the first day of your new policy. It’s important to avoid lapses, as they can result in fines and the possible suspension of your vehicle’s registration. Registration cannot be renewed until all fines are paid and the vehicle is insured again.
Call Us Today for Your Appointment
Every driver’s insurance needs are unique, and it’s important to ensure your auto insurance policy is the right fit for you. Our team at Commerce Insurance Agency is ready to work with you to provide the insurance solutions you need. Drivers in the Commerce, GA, area trust us for reliable insurance information and support. Contact us today to schedule an appointment, and let’s work together to protect your vehicle and your peace of mind.