At Commerce Insurance Agency serving Commerce, GA, many of our customers attempt to purchase boat insurance policies that will cover their professional races. But is this even possible? Yes, but you must understand that standard boating insurance is not designed for this purpose. Instead, it would help if you upgraded your policy for the best coverage.
Your Boat Insurance Policy Varies for Races
A standard boat insurance policy often does not include coverage for races because these plans are designed to cover more general-use situations. However, that doesn’t mean that you can’t get protection for your boat. Instead, you may have to upgrade your boat policy to a competition-based insurance option.
These options are designed specifically for professional racers and will cover damage, liability claims, and other issues. You can easily find a boat insurance option to meet this need by talking to the right insurance company. Upgrading in this way will ensure that you are fully protected financially.
As for amateur races, no insurance policy would ever cover your boat in this situation. That’s because amateurs lack the training and skill necessary to race safely. It is simply too big of a risk for an insurer, meaning that you may even end up invalidating your policy if you get into a severe crash during a race.
Policies Can Help Protect You
As you can see, finding an excellent boat insurance policy for races will require a little work. It would be best if you talked to us at Commerce Insurance Agency to find an option that makes sense for your needs. Our team fully understands the difficulties inherent in finding an excellent policy and will strive to help you. We serve the Commerce, GA area and beyond and look forward to helping you cover your boat.