If you live or work in the greater Commerce, GA area, you can count on the team at Commerce Insurance Agency. We’re proud to serve our friends and neighbors’ insurance needs. Give us a call today to schedule an appointment.
Take a Closer Look at Your Employer-Provided Life Insurance
Many corporations offer life insurance policies to their employees as part of an overall benefits package. If you have such a policy, you might wonder if it’s sufficient for your needs. To answer this question, you’ll need to check to see if the policy is transferrable. This means that if you leave the company, will your life insurance policy still be valid? If the answer is no, then you definitely need to consider a stand-alone policy.
When your life insurance policy will still be in force, even after you’ve left the company, the answer isn’t as clear-cut. If your policy level is tied to your salary or a percentage thereof, it’s likely enough to cover all of your needs. The best way to move forward is to sit down with a local agent. They’ll be able to discuss your overall needs with you, take a look at your employer-provided policy, and answer any questions you might have. Taking these steps will help you determine the overall amount of life insurance that you require and how much, if any, can be covered by your work policy. This will help you avoid a situation where you don’t have the appropriate protection in place.
Contact us today for help with all of your insurance needs!
The team here at Commerce Insurance Agency is pleased to provide insurance services to the Commerce, GA community. Let us help you find the right policy for your needs. Give us a call or stop by today.