Regardless of your age, everyone needs life insurance protection. Fatal accidents and serious illnesses can happen to anyone at any time. The Commerce Insurance Agency, serving Commerce, GA and the surrounding areas, can provide this vital coverage.
Life insurance can provide peace of mind knowing that you have in place a loving legacy providing financial security for those you love.
Here are some additional reasons to purchase this insurance:
It provides guaranteed protection for those who depend on you. The policy acts as a financial safeguard. When you pass, the beneficiaries will receive a lump sum payment.
This policy acts as an income replacement. If your income were suddenly gone, it could put your family in distress.
This will help with the following:
- Paying off the mortgage
- Making health care and childcare more affordable
- Any tuition costs can be paid
- Household debts can be eliminated
- Preserving a family business is now possible
- This benefit is tax-free. Your beneficiaries will receive every dollar.
- There is a cash value growth feature that is guaranteed to grow.
You can tailor a whole life policy to meet your individual needs. For an additional cost, you can obtain riders to purchase more protection without further underwriting. An experienced and knowledgeable agent can help you decide if an additional rider is right for you.
There is dividend potential with a whole-life policy. Although they are not guaranteed, when dividends are available, you can use them to offset the premium cost or take them in cash.
Contact Us Today
Don’t leave your family with an insecure financial future. The legacy of a life insurance benefit will see that their future is solid. Our team of insurance experts at Commerce Insurance Agency can provide a quote or answers to questions you may have about a life insurance policy for the benefit of your family. Give us a call if you are in the greater Commerce, GA region and we will be happy to help.