4 Overlooked Auto Insurance Facts

Commerce Insurance Agency helps Commerce, GA residents find coverage. We help our clients evaluate their options so that they can find the coverage they need. We work with multiple carriers throughout the South. This allows us to offer flexible policies.

Overlooked Auto Insurance Facts

Auto insurance covers your vehicle and helps you stay protected while you’re out on the road in Commerce, GA. Liability coverage protects you if your vehicle causes damage to another vehicle or object. If you hit someone or your passenger is injured, bodily injury coverage takes care of their rehabilitation. Collision coverage protects your vehicle when your vehicle suffers damage. Comprehensive coverage protects you if your vehicle is stolen or damaged due to a fire or severe weather passing through the area. While these are common auto insurance facts, there is a lot of information that you may not be aware of. Here is a look at some overlooked auto insurance facts.

One Parking Ticket Won’t Hurt You

There is often a misconception that you have to maintain a perfect driving record in order to find the best auto insurance policy. This is incorrect, as your policy will not be in jeopardy if you suffer one minor parking ticket. While keeping a perfect driving record should be an attainable goal, one mistake will not cost you.

Total Loss

If your vehicle suffers significant damage, it may be classified as a total loss. In that case, your level of coverage may depend on the current value of your vehicle.

Commercial Coverage

If you use your vehicle while you’re working, you need a commercial auto insurance policy. Traditional auto insurance will not cover your vehicle if it’s damaged while you’re working.  

You Need Extra Coverage For Your Valuables

If you have special accessories for your vehicles, such as custom seats or wheels, you’ll need extra coverage to fully protect those items.

Commerce Insurance Agency Will Help You Stay Safe On The Road

Visit our website to learn more information about auto insurance.