Keyless entry has changed the way drivers access and start their vehicles, replacing traditional keys with electronic fobs, proximity sensors, and push-button systems. While the technology adds convenience, criminals have developed methods to exploit some keyless systems, making vehicle theft a changing concern for drivers.

How Keyless Theft Works

Some thieves use relay devices to capture and extend the signal between a vehicle and its key fob. This can make the vehicle recognize the signal as if the key were nearby. Other theft methods involve exploiting weaknesses in electronic systems rather than physically breaking into the vehicle.

Not every keyless vehicle is equally vulnerable, and manufacturers continue to introduce security improvements. Drivers can also take practical steps, such as keeping key fobs away from exterior doors and windows and using manufacturer-recommended security features.

What This Means for Insurance

Georgia requires drivers to maintain liability insurance, but protection for theft is not required by state law. The Georgia Office of the Commissioner of Insurance and Safety Fire explains that physical damage protection is optional and identifies theft as a loss that may fall under comprehensive coverage. Whether a particular theft is covered depends on the policy terms and conditions.

If you drive a keyless vehicle in Commerce, GA, review your auto insurance policy and ask whether your current protection addresses theft. Vehicle make, model, security equipment, and other factors can be relevant when an insurer evaluates a policy.

Talk With Commerce Insurance Agency

At Commerce Insurance Agency in Commerce, GA, our team of insurance professionals can help you review your auto insurance and discuss questions about vehicle theft. Contact us to learn more about your policy and available options for protecting your vehicle against today’s evolving theft risks.