What if You Have a Lapse in Your Auto Insurance?

If you’re a Georgia driver, you must buy an auto insurance policy. Many Georgia drivers prefer to work with a professional insurance agent to be sure they have purchased the right auto insurance policy. If you are in the Commerce, GA area, our professional staff at Commerce Insurance Agency would love to be your auto insurance guide. We’ve been working with drivers like you for years.

What if You Have a Lapse in Your Auto Insurance?

Once you buy your auto insurance, it’s your responsibility to keep your policy active. An insurance lapse occurs when there are more than ten days between the last effective date of your auto insurance policy and the beginning date of the new auto insurance policy. New policy information must be provided to the Georgia Department of Revenue. If an auto insurance policy is canceled, and no new policy information is received, this is also determined to be a lapse.

If such a lapse occurs, you will receive a letter from the Georgia Department of Revenue. The letter will officially notify you about an incurred fine. The initial fine will be increased if it’s not paid within 30 days. If you continue to drive without insurance, your vehicle registration can be revoked.

Call Us for Your Appointment Today

Every time you drive your car, you should do so with the peace of mind that comes from having the right auto insurance. Our team at the Commerce Insurance Agency can help you make sure you choose the right policy. Drivers in the Commerce, GA area rely on us for excellent client support. Give us a call for an appointment today, and let’s get you safely on the road.